No it shouldn't be a turn-off. The 60k pro-rated with the diminishing OT was just to correct the fact that for a few years SAs could get major bank (~30k for the 10 week program). Not everyone gives OT period and not everyone gives housing stipends. If you have a "better offer" at a comparable firm, take it, otherwise the market is pretty tight on jobs and DB is a good place to be.

--There are stupid questions, so think first.
 

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